Compare and save on household bills
The quickest ways to cut your household bills, starting with the free government comparison sites.
Some offers below are from partners who may pay OneToolSite a commission. We don't compare every provider in the market, and this is general information, not advice.
Electricity and gas
Most households can save by switching plans. The government comparison sites list every retailer's offers, are free and take no commission.
Insurance
Comparison sites usually only cover some insurers, and many big brands aren't listed, so check a few insurers directly too.
Home loans
Even a small rate cut adds up over a 30-year loan. Use our calculator to see the difference, then ask your lender for a better rate.
Internet and phone
NBN and mobile plans change often. Check what speed you actually need before paying for a faster plan.
How to use it
- Pick the bill you want to cut.
- Use the official comparison site or a partner offer.
- Check the full terms before you switch.
Questions
Are government comparison sites really free?
Yes. Victorian Energy Compare and Energy Made Easy are run by government, list offers from every retailer and don't earn commission.
Do comparison sites show every provider?
Often not. Commercial comparison sites are usually paid by the providers they list, and some big insurers and retailers aren't included. Check a couple of providers directly too.
How often should I compare?
Once a year is a good habit, and whenever your plan or policy is about to renew. Retailers often keep long-term customers on higher prices.